Health Insurance quotes
Health Insurance quotes

Health Insurance quotes

Health insurance is a form of health insurance that usually provides for the insured 's medical, surgery, prescription pharmaceutical drugs and occasionally dental fee. Health insurance may refund or pay the healthcare provider directly for the costs caused by sickness or accident.

Health insurance protects the entire or part of the probability that an individual will incur medical bills which will distribute the danger to many others. The insurer will create the regular financial arrangement, such as monthly premium and payroll taxes, to cover the health benefits specified in the Insurance Plan by calculating the total costs presented by the patient risk and health system expenses. The coverage is managed by a centralized agency, a private enterprise or a non-profit corporation

Health insurance is defined as a "compensation for paying benefits as a result of disease or injuries, which covers damages, medical costs, disability or accidental death which dismemberment" (p.225). The Health Insurance Association of America identifies health insurance as "payment compensation"

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